Why Choose us

Simple Application

We have made our loan application as simple as 5 minutes. There is no messy paperwork or long queue. We keep that fuss free for our customers in just 1-2-3 steps.

Fast Approval

Everybody wants to know about the results of their loan application instantly. So, we work our best and aim to deliver results within 60 minutes as soon as we receive your application.

Whenever, Wherever

We are 100% Online, you can apply 24/7 where ever you are and whenever you need quick cash. We have made it easy accessible even on your mobile. So, jump online now!

No Hidden Charges

We ensure complete transparency about anything and everything. You don’t worry about a thing. There are no hidden charges. All the costs are explained beforehand. So, you can ease off.

Same Day

We start processing the application immediately. Next step is to sign the contract online or electronically after approval and money is transferred to your bank account in few hours.

Privacy First

We value our customer’s information. We place security and safety first. So, everything that is provided to the company is 100% secure.

How To Apply




We Are Here for You

What Is Payday One?

Today, online lending has become an integral part of our lives: it helps to solve financial problems in unforeseen situations.

There is no need to embarrass yourself when contacting friends, family or mates for urgent financial assistance. It is enough to have a modern gadget in the form of a laptop, personal computer, tablet or smartphone with Internet access.

When you are in the office, having lunch in a cafe, relaxing with friends or sitting at home on the couch, you can get a loan online in 15 minutes without an income statement, only if you have an ID, and a bank card to which the money will be transferred.

Getting a loan is very easy. If you know what amount of money you need, and when you can pay off the debt, select the amount and term of the loan on the website using the loan calculator. Then register, fill out a short application with your details and, in a few minutes, get a decision on your application for an online loan.


Why Payday One Are Different from Other Lenders?

When issuing loans, Payday 1 uses a special lending methodology developed by a professional team of highly qualified specialists, which allows you to get a loan online with minimal involvement of a loan manager.

  • We give out loans online up to $1,000 upon first appeal and up to $5,000 to regular customers;
  • The probability of approval of your loan is 95%. Provide that you are over 18 years old;
  • You need to provide only an ID; income statement and other documents are not required;
  • To get money, you only need access to the Internet and a payment card of any bank in America;
  • You can take out a loan online at any time, 24/7, even on weekends and holidays;
  • We guarantee confidentiality and protection of personal information.

The system works in such a way that you can get a loan at any time of the day, on weekdays and non-working days, as well as on holidays - online loans are actually available 24/7. Besides, you can borrow money not only for a short period of up to 28 days but also for several weeks and even months.

How does Payday One work?

Payday1 works in a completely different way. A consumer, having accessed the site of a credit service selects the amount and loan period using the calculator.

Then the client fills out the online application form, which indicates personal data and the main details of only own documents – his ID and also verifies the bank card to which the money will be credited after loan approval.

This is the fastest way to get a payday loan since the entire process of registration takes 10-15 minutes, and the decision to issue is made instantly, as well as the transfer of funds to any bank card.

The advantage of a payday loan is the availability of a grace period and a minimum interest rate of 0.01% during the first loan. The bank breaks down the outstanding debt into monthly payments, and the borrower pays the debt and interest at an increased rate following bank calculations.

What are the benefits of Payday One?

  • Low failure rate;
  • The first loan at 0.01%;
  • Favorable conditions for repeat borrowers;
  • Loan extension option;
  • No hidden fees and charges;
  • Protection of data of each client.

How Much Can I Borrow with Payday One

You can take out a loan of up to $5,000. For beginners, a limit of up to $500 is available. If you arrange the second and subsequent loans, the limit amount will constantly increase. After Paydayone login you can check your current limit.

How fast can you get your money with Payday One?

The speed of transferring money to your card depends on the operating mode of the bank in which your card is issued. For most of our customers, funds are credited instantly after signing a loan agreement in the Personal Account webpage. Payday One online credit system instantly makes decisions on issuing online loans. The speed of decision-making depends on the completeness and quality of the data provided by the client. For most of our customers, the whole procedure lasts no more than 15 minutes!

Is it safe to use Payday One?

The security benefits of working with this microfinance organization are obvious. Customers note the following benefits:

  • Anonymity. No calls or letters to relatives, colleagues or business partners;
  • Minimum requirements. You can borrow the required amount, even if you have a bad credit history, do not have official employment, or have already issued several loans at banks;
  • Honest and customer-oriented policy;
  • The right to get a loan without interest for the first time;
  • Confidentiality. Your data will be protected from unauthorized use;
  • Convenient application and debt repayment. The service is intuitive;
  • Prompt provision of assistance. Payday One Loan appreciates the time of those who turned to its service. A high level of service, the use of artificial intelligence and technical support are guaranteed;
  • Legality. The company's activities are regulated by the National Committee of Financial Services. Payday One Loans operate within the framework of the legal framework of the USA.

You can participate in the loyalty program and receive virtual points, which will allow you to get a discount next time.

What does the Internet say about Payday 1 Loans?

In general, users around the world positively evaluate the work of the loan company. This is true because the Paydayone provides convenient service and good loan terms. Since the popularity of such loans is growing, conditions come first. Regarding conditions, Payday One Loan can offer favorable credit conditions.

How do I get started?

Applying for financial assistance is easy. It takes twenty minutes of free time and a device with a stable Internet connection. Consider the process of how to get a loan step by step:

  • Choose the desired amount of money on the main page of the company’s website and decide on the period at the end of which you plan to repay the debt;
  • Be sure to read the terms of the service. If they suit you, go on to fill out the questionnaire;
  • Answer the questions honestly and do not try to mislead potential lenders. Each application is carefully checked, and knowingly lying is guaranteed to reduce the chances of providing financial support;
  • Send the questionnaire and wait for the call of the employee of the desk online;
  • After the interview, provide the scans of the ID, as well as the card number;
  • Expect a cash assistance decision. It takes 3-5 minutes.

If your application is approved, the money comes to the card instantly.

User Review


Normal Place. I took $500. Quickly withdrawal took 1-5 minutes.



  • large selection of terms and money amounts;
  • You can use any bank card to get money;
  • Reliability.


If I were asked what are the strongest features of Payday 1, then I would answer simply - quick approvals and the perfect place to solve financial issues.




What credit card information should I indicate?

The process of verification or confirmation of a bank card involves entering your card number, expiration date, CVV/CVC code). For successful verification of your card, your account must have at least $3.

How many loan applications can I submit?

At the moment, we do not have limitations on the total number of applications, however, you will not be able to submit a new application without receiving an answer to the previous one. When re-applying, we recommend that you make changes to the data you provide.

How can I find out the status of my loan application?

The status of your application can be monitored in several ways:

using SMS notifications - you will receive a message as soon as a decision is made;
by checking the information in your personal account on the Payday One Loans website;
via email, which will be sent a notification with a decision on the application.

How can I increase my chances of getting a loan online?

First of all, we advise you to check the correctness and completeness of the data you specified when applying for a loan. We also recommend that you verify the activity of your card and check the balance on it.

You can also ask any questions using Payday One phone number.



Bottom line


The services of a microfinance organization are in great demand among various segments of the population. There are several reasons for this:

  • 24-hour service. It doesn’t matter when you need a payday loan, and you can always place an application on the website and count on support;
  • A large number of positive approvals. The percentage of rejection is minimal;
  • No need to collect a large package of documents, search for guarantors and collateral;
  • The numerous bonuses;
  • Protection of personal information;
  • The possibility of prolonging the loan, if the need arose;
  • A large number of ways to repay a loan.

Paydayone is an excellent decision when you need financial support at the moment.